English Vocabulary Quiz

1. Veracious 
a) greedy
b) wild, untamed
c) truthful
d) deceitful


2. Enervate 
a) encourage
b) annoy
c) sap energy from
d) energize


3. Parsimonious 
a) miserly
b) narrow-minded
c) devout
d) nitpicky


4. Amenable 
a) deceitful
b) cooperative
c) widespread
d) unpleasant


5. Venerate 
a) make impure
b) consider, rank
c) subject to scorn
d) respect deeply


6. Incisive 
a) sarcastic
b) well-spoken
c) important
d) highly analytical


7. Inveterate 
a) habitual
b) insightful
c) immature
d) corrupt


8. Mulct 
a) make vague
b) care for
c) bungle
d) swindle


9. Venality
a) lack of desire
b) fatigue
c) satisfaction
d) corruption


10. Pedantic
a) differing greatly
b) increasing rapidly
c) showing off learning
d) narrow-minded


==>> Download Vocabulary list here

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Simple Interest and Compound Interest Tricks

Shortcut tricks on simple interest and compound interest are one of the most important topics in exams. Competitive exams are all about time. If you manage your time then you can do well in those exams. Most of us skip that part. Here in this page we give few examples on Simple Interest and Compound Interest shortcut tricks. We try to provide all types of shortcut tricks on simple interest and compound interest here. We request all visitors to read all examples carefully. These examples will help you to understand shortcut tricks on Simple Interest and Compound Interest.

Now we will discuss some basic ideas of Simple Interest and Compound Interest. On the basis of these ideas we will learn trick and tips of shortcut simple interest and compound interest. If you think that how to solve simple interest and compound interest questions using simple interest and compound interest shortcut tricks, then further studies will help you to do so.

What is Interest ?

When some one take up some money from other for the personal or commercial purpose we pay some additional money to him after a certain period of time is called Interest. So we can also called this Interest as Simple Interest. This type of problem are given in Quantitative Aptitude which is a very essential paper in banking exam. Under below given some more example for your better practice.

Anything we learn in our school days was basics and that is well enough for passing our school exams. Now the time has come to learn for our competitive exams. For this we need our basics but also we have to learn something new. That’s where shortcut tricks are comes into action.

What is Principal ?

When money borrow for a certain time period called Principal or Sum.

What is Amount ?

The Addition of Simple Interest and Principal is called the Amount.

A = S.I + P ( Principal ).

S.I = A ( Amount ) – P ( Principal ).

What is Per annul means ?

Per annul means For a year.

• P =Principal
  R = Rate of per annul
  T = Number of years

When we Add Simple Interest into Principal. It becomes into Amount.

• 
  
  Formulas Need to Remember
  S.I =( P X R X T / 100 )
  Here, P =Principal.
  R = Rate per annul.
  T = Number of years.

Formula:

In case S.I ( Simple Interest ), T ( Number of years ) and R (Rate per annul ) are given in Question then we can easily find the Principal or Sum.

P = ( S.I X 100 / R X T ).

Formula:

In case S.I ( Simple Interest ), T ( Number of years ) and P (Principal ) are given in question then we can easily find the R (Rate per annul ).

R = ( S.I X 100 / P X T ).

Example 1:

Find the simple interest on Rs 500 for 5 years at 5 per cent ?

Answer :

SI = 500 x 5 x 5 / 100

Simple interest in 5 years is Rs 125.

More Shortcut tricks on Simple and Compound Interest

• Find Simple interest based question
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• Find The rate % based question
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• Find Principle or Sum based question
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• Compound Interest shortcut tricks
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Compound Interest Tricky method

Shortcut Tricks are very important things in competitive exam. Time is the main factor in competitive exams. If you know time management then everything will be easier for you. Most of us miss that part. Here in this page we give few examples on Compound Interest shortcut tricks. These shortcut tricks cover all sorts of tricks on Compound Interest. We request all visitors to read all examples carefully. These examples here will help you to better understand shortcut tricks on compound interest.
Before starting anything just do a math practice set. Write down twenty math problems related to this topic on a page. Solve first ten math problems according to basic math formula. You also need to keep track of the time. After finish write down total time taken by you to solve those ten maths. Now go through our page for compound interest shortcut trick. After finishing this do remaining questions using Compound Interest shortcut tricks. Again keep track of Timing. You will surely see the improvement in your timing this time. But this is not enough. You need to practice more to improve your timing more.

Some important formula of Compound Interest

• A = Amount.
  P = Principal.
  R = Rate of Interest.
  N = Number of Years.

• Type I : Interest compounded yearly :
  A = P ( 1 + r / 100 )ⁿ
  

• Type II : Interest compounded half – yearly :
  Amount = P [ 1 + r / 2 / 100 ]⁴ⁿ or = P = [ 1 + r / 200 ] ²ⁿ

• Type III : Interest compounded quarterly :
  Amount = P [ 1 + r / 4 / 100 ] or = P [ 1 + r / 400 ] ⁴ⁿ

In Compound Interest problems asked in exams up to the period of 3 years.
In case we apply basic formula: Amount =Principal ( 1 + r / 100 )ⁿ here r = Rate and n = Time
As consider if Principal is Rs. 1, then the it will be in first year and second and third years.
( 1 + r / 100 )¹
( 1 + r / 100 )²
( 1 + r / 100 )³
If the rate of interest is 3%, then the value will be …….
In first year = (23 / 21 ) = 23 / 21.
In second year = ( 23 / 21 )² = 529 / 441.
In Third year = ( 23 / 21 )³ = 12167 / 9261.

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Find Principle or Sum

Shortcut tricks on principle or sum based are one of the most important topics in exams. Competitive exams are all about time. If you manage your time then you can do well in those exams. Most of us skip that part. Few examples on principle or sum based shortcuts is given in this page below. We try to provide all types of shortcut tricks on principle or sum based here. We request all visitors to read all examples carefully. You can understand shortcut tricks on Principle or Sum based by these examples.
First of all do a practice set on math of any exam. Choose any twenty math problems and write it down on a page. Solve first ten math problems according to basic math formula. You also need to keep track of the time. After finish write down total time taken by you to solve those ten maths. Now practice our shortcut tricks on principle or sum based and read examples carefully. After doing this go back to the remaining ten questions and solve those using shortcut methods. Again keep track of the time. You will surely see the improvement in your timing this time. But this is not enough. You need to practice more to improve your timing more.
Example 1:
Suresh take a sum of money at simple interest amounts to Rs.985 in 2 years and to Rs. 885 in 3 years , find The sum of money suresh was taken.
Answer :
Step 1: Simple interest in 1 year is = Rs.( 985 – 885 ) = 100.
Step 2: Simple Interest in 2 years = Rs.100 X 2 = 200.
Step 3: So,Principal = ( 985 – 200 ) = 785.


Example 2:
Samar take a sum from Anup at simple interest at 25x / 2 per annul and amounts to Rs, 3202.50 after 6 years. Find the Sum or Principal taken by Samar from Anup .
Answer :
First We consider sum is x and Rate percent is 25x / 2 and Time is 6 years, So
Step 1: Then S.I. = P X R X T / 100 = 3x / 4.
Step 2: Amount = Sum + Simple Interest = x + 3x / 4 = 7x / 4.
Step 3: 7x / 4 = 3202.50 and x = 3202.50 X 4 / 7 = 1830.
Samar taken sum from Anup is 1830.


Example 3:
What is the amount of Rs.16000 at 5% per annul compound interest in 3 years ?
Answer :
Time = 3
rate = 5%
16000 x ( 105 / 100 ) = 16000 x 1157625 / 1000000
= 18522
So the amount is 18522.


Example 4:
John borrowed some money at the rate of 4% p.a for the First 3 years. at rate of 7% p.a. for the next 4 years. If he pays a total interest of Rs. 12,600 at the end of seven years, how much money did he borrow ?
Answer :
Let sum borrowed x then P = x
( P X R X T / 100 )
( x X 4 X 3 / 100) + ( x X 7 X 4 / 100) = 12600
( 3x / 25 + 7x / 25 ) = 12600
10x / 25 = 12600
x = 12600 x 25 / 10
x = 31500
So, sum he borrowed = Rs. 31500.

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Find The rate % based question

Shortcut tricks on rate % based are one of the most important topics in exams. Competitive exams are all about time. If you manage your time then you can do well in those exams. Most of us skip that part. Few examples on rate % based shortcuts is given in this page below. All tricks on rate % based are provided here. We request all visitors to read all examples carefully. These examples will help you to understand shortcut tricks on rate % based.

Example 1:
At what rate percent annul will a sum of money double in a 4 years.
Answer :
Let Principle is = P.Then S.I = P and Time = 4 years.
S.I. = ( PRT/100 ).
So, R = ( 100X P / P X T ) %.
R = 25%


Example 2:
What is the rate of p.c.p.a ? If the simple interest accrued on amount of Rs.25500 at the end of 3 years is 9180.
Answer :
we know the formula is S.I = PRT / 100
So, S.I = 9180 , P = 25500 , T = 3 years , R = ?
9180 = 25500 x R x 3 / 100
R = 9180 / 765 = 12 %
So rate of p.c.p.a = 12 %


Example 3:
If the Simple interest accrued in 8 years on a principal of Rs.40,000/- is 8000 of the principal. What is the rate of simple interest p.c.p.a?
Answer :
SI = PRT / 100
Let the rate of simple interest is x
So, x = 100 x 8000 / 40000 x 8
x = 2.5
So the rate of simple interest is 2.5.


Example 4:
A sum of money is in double in 12 years At what rate percent per annul.
Answer :
Let Principle = P. Then S.I = P and T is given 12 years.
Rate = ( 100 X P / P X 12 ) = 8.33%
So R = 8.33 %

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Find Simple interest using formula Tricky method

When take up some money from other for the personal or commercial purpose we pay some additional money to him after a certain period of time is called Interest. So we can also called this Interest as Simple Interest. So we can find the simple interest on Principal using some formula. This type of problem are given in Quantitative Aptitude which is a very essential paper in banking exam. Under below given some more example for your better practice.

• Find Simple interest using formula
  
  Formula : S.I = (P X R X T / 100)

Example 1 :
Find the Simple Interest on Rs. 75000 at 4% per annul for 4 years.
Answer:
we know Principal
P = Rs. 75000
R% = 4 per annul
T year = 4 years.
we just put the value into formula.
P = Rs. 75000, R = 4% p.a ( per annul ) T = 4 years.
S.I = ( P X R X T / 100 ) = 75000 X 4 X 4 /100 = 12000.
So the S.I is 12000.


Example 2:
On amount of 7530 at the rate of 18 p.c.p.a for 6 years What will be the simple interest ?
Answer :
S.I = P R T / 100
S.I = 7530 x 18 x 6 / 100
S.I = 8132.40
So the simple interest is 8132.40.


Example 3:
What will be the Ration of the Simple interest earned by certain amount at the same rate of interest for 5 years and 7 years ?
Answer :
step 1: Let Principal P and Rate of interest be R %.
So Required interest of 5 years is S.I = P R T / 100 = P x R x 5 / 100 = 5 PR / 100.
Required interest of 7 years is S.I = P R T / 100 = P x R x 7 / 100 = 7 PR / 100.
Step 2: Required ration is = 5 PR / 7 PR = 5 / 7 = 5 : 7.
So Required Ration is 5 : 7.


Example 4: Find the Simple Interest on Rs. 40000 at 25 / 4 % per annul for the period from 4th January, 2013 to 18th march, 2013.
Answer:
Step 1: First we calculate the period of time taken that is =
January = (31 – 4) = 27 days,
February = 28 days,
March = 18 day.
Add all together ( 27 + 28 + 18 ) = 73 / 365 year = 1 / 5 years.
Step 2: we know Principal P = 40000, and R = 25 / 4 % p.a.
Step 3: S.I = Rs. ( 40000 X 25 X 1 X 1 / 4 X 100 X 5 ) = Rs. 500
So the S.I is 500.


Example 5: What would be the simple interest earned by certain amount, at the same rate of interest for 4 years
and that for 8 years ?
Answer:
Let the principal be P
Rate of interest be R%
Time is 4 years and 8 years
So, Required ratio is = ( P x R x 4 /100 ) / ( P x R x 8 /100 ) = 4 / 8 = 1 / 2 = 1 : 2.


Example 6: What would be the simple interest on Rs. 85,000 at 15% per annum for 8 month
Answer: S.I = 85,000 x 2 x 15 / 3 x 100 = Rs. 8500.


Example 7: What would be the simple interest earned on an amount of Rs. 18,600 in 8 months at the rate of 18 / 2% per annul ?
Answer: 18,600 x 2 x 1 x 18 / 3 x 100 x 2 = 1116.


Example 8: What would be simple interest on Rs. 1860 from 2nd April to 21 June 2014 at the rate of 20 / 2% ?
Answer: 2nd April to 21 June 2014 = ( 28 + 31 + 21 ) = 80 days,
1860 x 20 x 1 x 20 / 2 x 100 x 3 = 1240.


Example 9: If Rs. 75 amounts to Rs. 90 in 2 years, What would be Rs. 120 amount to in 6 years at the same time rate percent p.a ?
Answer: P = 75, So SI = ( 90 – 75 ) = Rs. 15, and time = 2 years
So, rate = 100 x 15 / 75 = 20%.
P = Rs. 120, R = 20% time = 6 years,
So, SI = 120 x 20 x 6 / 100 = Rs. 144.

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Profit and Loss Shortcut tricks:

Shortcut tricks on profit and loss are one of the most important topics in exams. Competitive exams are all about time. If you know how to manage time then you will surely do great in your exam. Most of us skip that part. Few examples on profit and loss shortcuts is given in this page below. All tricks on profit and loss are provided here. Visitors are requested to carefully read all shortcut examples. These examples here will help you to better understand shortcut tricks on profit and loss.

Before going to chapter we are follow some important facts and formula without this we are not able to calculate any profit or loss on any articles using shortcut tricks. when we purchase some item and then sell it we make profit or loss some time it depends on the cost price and selling price of an particular item. This type of problem are given in Quantitative Aptitude which is a very essential paper in banking exam. Under below given some more example for your better practice.
Anything we learn in our school days was basics and that is well enough for passing our school exams. Now the time has come to learn for our competitive exams. For this we need our basics but also we have to learn something new. That’s where shortcut tricks are comes into action .

• C P ( Cost Price ):
  The Price at which an particular item or article is purchased, is called its cost price or In short called C P. Cost price is amount of money goes out from us when purchase any article or any particular item.
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• SP ( Selling Price ):
  The price at which an particular item or article is sold, called its selling price or In short called SP.
  Selling Price is a amount of money came in when selling by any thing.
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• Profit or Gain:
  If S.P ( Selling Price ) of an item is more than C.P ( Cost Price ), then vendor is said to have a profit or gain.
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• Loss:
  If S.P ( Selling Price ) of an item is less than C.P ( Cost Price ), the vendor said to have a loss.
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Some important formulas:

1. Selling price is more then cost price is called Gain.
   Gain = (S.P) – (C.P)
   15% Profit on item that means,
   Cost price 100%
   Selling Price 115%
   Profit 15%
2. If Cost price is more then Selling price is called Loss.
   Loss = ( C.P ) – ( S.P )
   15% Loss on article that means,
   Cost price 100%
   Selling Price 85%
   Loss 15%

3. Profit and Loss is always calculated on C.P ( Cost Price ).

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